participate fully in the global economy. Our mission is to democratize
financial services to ensure that everyone, regardless of background or
economic standing, has access to affordable, convenient, and secure products
and services to take control of their financial lives. We’re a purpose-driven
company, and our beliefs are the foundation of how we conduct business every
day. We’re guided by our core values of Inclusion, Innovation, Collaboration,
and Wellness. Collectively, these values inspire us to work together as One
Team with our customers at the center of everything we do, and to take care of
ourselves, each other, and the communities in which we live and work. We
challenge the status quo, ask questions, and find solutions. Join us as we
enable the hopes, dreams, and ambitions of millions of people around the
world.
Job Description Summary:
PayPal Working Capital Credit Risk Team is an innovative and exceptional team
with a mission to design and constantly optimize PayPal Working Capital
decision strategy. It specializes in creating, driving, and executing
initiatives to mitigate credit risk on the one hand, while improving the
business performance and operation on the other hand. While leveraging
PayPal’s cutting-edge technology and rich data environment, the team applies
its strong analytical skills and thinking as well as creative problem-solving
approach to address varied complex challenges, driving an immense impact on
PayPal Working Capital performance, as well as on PayPal’s top and bottom
line.
Job Description:
As part of your role you will
As a member of our team, you will play a key part in bringing our mission to
life, including:
* Develop and own, from end-to-end, data-driven risk decision strategies that improve our business and financial goals
* Identify problems and build novel solutions to optimize performance and minimize risk & loss
* Measure, monitor and analyze strategy & portfolio performance against our KPIs, goals and the changing environment
* Identify key business levers, establish cause & effect, perform analyses, and communicate key findings to various stakeholders to facilitate data driven decision-making
* Lead or participate in varied projects that utilizes PayPal’s rich data environment and cutting-edge technology to address complex challenges
* Plan and execute processes from start to finish, in collaboration with a wide variety of partners and stakeholders across the company
About You
We know the confidence gap and imposter syndrome can get in the way of meeting
spectacular candidates. Please don't hesitate to apply.
We are looking for a team player with a collaborative approach, who has a
strong sense of ownership, and a strong drive to learn, contribute and impact.
An analytical thinker with sharp data analysis skills, a solid business
understanding, with high motivation and problem-solving approach. The ideal
candidate would have:
* Bachelor’s Degree or above in one of the following: Economics, Finance, Engineering, Exact Sciences, etc.
* 2+ years of hands-on experience in relevant positions: product/data analyst, delivery of ad hoc analytics, BI, predictive models
* Technical orientation; Experience in SQL / Python
* Demonstrated experience, familiarity and ease with handling large data sets
* Problem solver, team player, creative-thinker, fast learner, highly motivated
* Ability to translate complex problems into simpler terms, and effectively influence both peers and senior leadership
* Excellent English verbal and written communication skills
* An advantage: experience in an online payments or e-commerce company, or in the credit or risk domain
For more than 20 years, PayPal has remained at the forefront of the digital
payment revolution. By leveraging technology to make financial services and
commerce more convenient, affordable, and secure, our open digital payments
platform gives PayPal’s 400 million active account holders the confidence to
connect and transact in new and powerful ways. Through a combination of
technological innovation and strategic partnerships, PayPal creates better
ways to manage and move money, and offers choice and flexibility when sending
payments, paying, or getting paid. Available in more than 200 markets around
the world, the PayPal platform, including Braintree, Venmo and Xoom, enables
consumers and merchants to receive money in more than 100 currencies, withdraw
funds in 56 currencies and hold balances in their PayPal accounts in 25
currencies.
PayPal provides equal employment opportunity (EEO) to all persons regardless
of age, color, national origin, citizenship status, physical or mental
disability, race, religion, creed, gender, sex, pregnancy, sexual orientation,
gender identity and/or expression, genetic information, marital status, status
with regard to public assistance, veteran status, or any other characteristic
protected by federal, state or local law. In addition, PayPal will provide
reasonable accommodations for qualified individuals with disabilities.
REQ ID R0074676
